Power Payday Advance For employees of accredited Powerpay+ companies in need of cash-advance loan!
About the Product

Power Payday Advance is an employee benefits program of accredited companies subscribed under Powerpay+.

You now have easy access to value adding employee benefits – Start with a cash loan and then graduate to education, health coverage and lifestyle benefits packages!

As much as we would want to, the first loan must be fully paid before applying for another one.
Yes, you may have another loan with us when you receive another text message loan offer from Fuse Lending.
Once you have built your credit history with us (e.g. no late payments, successfully paid loans), you can easily get a bigger loan amount by the next time you apply!
There are no additional fees that will be charged to you.

Application Process
Eligibility requirements:

- 21 to 65 years old
- Filipino citizen
- Employee of an accredited Powerpay+ company
If you are a Powerpay+ employee, and your company has signed up for Power Payday Advance, keep your mobile phone in hand! You will receive a text message containing all the details of the loan offer from us, if you are qualified for the loan. Once availed, amount is quickly credited directly to your Powerpay+ account and payments will be automatically deducted every payday!
No documents are required.

Approval Process
You are automatically qualified for the loan upon receiving a text message loan offer from us. Otherwise if your company hasn't signed up, please contact or send an email to wecare@fuselending.com
Keep your phone in hand! You will be sent a text message to your registered Powerpay+ SIM about the approved loan offer details and instructions how you can claim it.

Claiming of Loan

Once approved, you can claim your loan through the Fuse Menu (Dial *141#). The loan proceeds will be credited directly to your Powerpay+ account.

Standard Powerpay+ cash out and withdrawal rates will apply.

Payment Process
Your due date will be the same as the dates of your payday. Payment for your Power Payday Advance is made convenient for you! We will simply automatically deduct from your salary, (up to 3 days before) your payday.

We will also send you a reminder text message prior to your due date on the exact due amount and date.
Your due payment will be automatically deducted from your salary every payday (up to 3 days before).

For missed payments, you may go to any GCash partner outlet to cash in to your account and pay through the Fuse Menu.

To pay, please follow the steps:
1. Dial *141# for the Fuse menu
2. Dial 3 for Pay Loan
3. Dial 1 for Pay for my Loan
4. Type your due amount
5. Type your loan code
6. Type 0 to skip reference
7. Type your MPIN to confirm
There will be a 5% penalty fee from the amount due for that month.

For missed payments, you may go to any GCash Partner Outlet to cash-in to your account.

If there have been any delays in the release of your salary by you company, we will make the necessary adjustments and penalty fees will be waived accordingly.

Yes, you may pay your loan in advance through push payments in the Fuse Menu. Just cash in to your account through any GCash Partner Outlet. To pay, please follow the steps:
1. Dial *141# for the Fuse menu
2. Dial 3 for Pay Loan
3. Dial 1 for Pay for my Loan
4. Type your due amount
5. Type your loan code
6. Type 0 to skip reference
7. Type your MPIN to confirm
 

Yes, you just need to pay off your remaining outstanding balance, including interest. Just cash in to your account through any GCash Partner Outlets and push your payment via Fuse Menu:
1. Dial *141# for the Fuse menu
2. Dial 3 for Pay Loan
3. Dial 1 for Pay for my Loan
4. Type your due amount
5. Type your loan code
6. Type 0 to skip reference
7. Type your MPIN to confirm

You can also pay over the counter through our partner banks:
1. BPI Bills Payment Facility
     1. Go to the BEA (BPI Express Assist) machine. Select
          •Bills Payments
          •Select Others
     2. Enter Reference Number – (10-digit mobile number, ex: 9770878203)
     3. Enter Amount to be paid
     4. Get ticket from BEA machine and pay for your Fuse Loan at the counter
     5. Mention that you are paying for Fuse Lending Inc.


2. AUB Bills Payment Facility
     1. To pay over-the-counter at any AUB branch, proceed to access the Virtual Tellering Kiosk (VTK) to get the queue number
     2. From the Transaction Type screen, choose PAYMENTS
     3. From the Payments screen, choose FUSE LENDING INC. from the company list, and input the following information:
          •Subscriber Number (10-digit mobile number, ex: 9770878203)
          •Subscriber Name
          •Billing Number (same ad Subscriber Number/10-digit mobile number
     4. Tap ENTER and the machine will produce a slip with the queue number. The teller will call out the queue number

Just let us know that you have already paid by sending us your GCash payment details or deposit slip at wecare@fuselending.com.
To learn about how to cash-in to your GCash account, visit https://www.gcash.com/cash-in
You may visit https://www.gcash.com/cash-in/gpo to search for the GCash Partner Outlets near you

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Fuse Lending aims to be the spark to millions of better lives through responsible and fintech-enabled loans.

Contact Us

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